First General Insurance provides boat and watercraft insurance from some of the leading insurance companies, which specialize in coverages for almost every boat or PWC. Whether you have a ski boat or a cabin cruiser, a brand new boat or one that's been around a while, we can provide you with the right coverage for your needs.

Boat & Watercraft Insurance Coverages

Fishing Boat Insurance - We can insure bass boats up to 90 mph, center console fishing boats up to 50 ft and everything in between. They also offer replacement cost fishing equipment and tournament coverage.

Pleasure Boat Insurance - We can provide coverage for the broad range of boats in use today, from ski boats, to houseboats, to sailboats. We can also offer Enhanced Physical Damage Coverage and Disappearing Deductibles - for every year you don't have a claim, you are rewarded you with a 25% lower deductible.

PWC Insurance - We can provide coverage for all types of PWCs. From stand-ups to four-seaters, from Jet Skis® to Wave Runners®. We can also offer water ski coverage, high limits, low deductibles, replacement cost personal effects, actual cash value and unlimited use.

Companies We Represent

Progressive Insurance
Hull & Company
MacNeill Insurance Group

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Coverages are subject to policy terms and conditions. Limits, exclusions and deductibles may apply.

The information provided in this web site is for informational purposes only. No binding of coverage or policy changes can be completed through this web site. Please contact our office at (305)817-0303 to schedule an appointment.