Your auto policy may include some
or all of the following coverages:
Bodily Injury Liability
- Provides coverage for injuries the policyholder
causes to someone else.
Medical Payments or Personal
Injury Protection (PIP) - Provides coverage
for treatment of injuries to the driver and passengers
of the policyholder’s car.
Property Damage Liability
- Provides coverage for damage the policyholder causes
to someone else’s property.
Collision - Provides
coverage for damage to the policyholder’s car
from a collision.
Comprehensive -
Provides coverage for damage to the policyholder’s
car not involving a collision with another car (including
damage from fire, explosions, earthquakes, floods,
and riots), and theft.
Uninsured Motorists Coverage
- Provides coverage for costs resulting from an accident
involving a hit-and-run driver or a driver who does
not have insurance.
Rental car reimbursement - This coverage
helps pay the cost of renting alternate transportation
if your auto is disabled in an accident for more than
24 hours.
Emergency Road Side Assistance -
Provides protection for problems that are not typically
handled by your auto insurance, such as: being locked
out of your car, having a dead battery re-charged,
inflating a flat tire, or filling an empty gas tank.
